Insurance and Liability Disclosure

Effective Date: August 5, 2026 | Last Updated: August 5, 2026

1. Purpose

This Insurance and Liability Disclosure explains general risk-allocation principles for storage, handling, fulfillment, access, shipping coordination, and related services. It is not an insurance policy, binder, certificate, coverage opinion, or promise that any particular loss will be covered.

2. Customer Insurance Is Required

Customers must maintain insurance sufficient to cover the full replacement value of their goods and related risks. Appropriate coverage may include commercial property, inventory, inland marine, cargo or transit, business interruption, product liability, and general liability insurance. Temp Space may require a current certificate of insurance and evidence of minimum coverage before accepting goods.

3. Temp Space Insurance

Temp Space may maintain insurance that can respond to certain losses involving customer-owned goods. Any coverage is subject to the actual policy language, legal-liability requirements, insured interests, limits, deductibles, exclusions, conditions, reporting duties, and the insurer’s coverage decision.

4. No Automatic Full-Value Coverage

Placing goods at a Temp Space or third-party facility does not automatically insure them for retail price, market value, replacement value, lost profit, or declared value. Declaring a value does not create coverage or increase Temp Space’s liability unless expressly accepted in a signed agreement and supported by the applicable insurance.

5. Third-Party Facilities

Services may be performed at facilities owned or operated by third parties. Facility owners may have separate insurance and responsibilities. Customer insurance remains required and is primary unless a signed agreement and applicable insurance policy expressly state otherwise.

6. Transportation and Carriers

Unless agreed otherwise in writing, the customer selects and contracts with carriers. Temp Space does not purchase shipping insurance or declared-value coverage for the customer. Carrier delay, loss, damage, customs, duties, and delivery failure are governed by the customer’s carrier agreement and insurance.

7. Customer Responsibilities

Customers must accurately describe goods, disclose hazards and declared values, use suitable packaging, preserve records, follow insurance conditions, and promptly notify their insurers and Temp Space of any event that may result in a claim.

8. Reporting Loss or Damage

Written notice should be sent to info@tempspace.com as soon as loss, shortage, damage, or service error is discovered. The notice should include photographs, pallet or order references, inventory records, invoices or value evidence, receiving and delivery documents, carrier information, packaging, and a description of the event.

Do not move, repair, salvage, destroy, or dispose of damaged goods or packaging before written authorization, except where immediate action is necessary for safety or to prevent further damage.

9. Liability Is Separate from Insurance

Insurance coverage and legal or contractual liability are separate questions. Temp Space may have no liability even if an insurance policy exists, and an insurer may deny or limit coverage even when a claim is alleged. Liability is governed by applicable law and the signed Service Order or Storage Agreement.

10. No Insurance Advice

Temp Space is not the customer’s insurance broker or adviser. Customers should review their inventory, storage, handling, and transportation risks with a qualified insurance professional before delivering goods.

11. Contact

Insurance and claim questions may be sent to info@tempspace.com, (832) 529-4594, or 13320 Telge Road, Suite 203, Cypress, Texas 77429.